Terms of Use

By accessing or using AmericanSSCalculator.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use the Site.

The Social Security calculator and all content on this Site are provided for educational and informational purposes only. The information provided:

• Does not constitute financial, tax, or retirement advice
• Is not affiliated with or endorsed by the Social Security Administration
• Is not a guarantee or prediction of any benefit amount
• May not reflect changes to SSA formulas or wage base figures
• Should not be relied upon as a substitute for your official SSA estimate at ssa.gov/myaccount

Use of this Site does not create any relationship with the Social Security Administration or any government agency. We are an independent educational website. For your official benefit estimate or any account-related inquiries, visit ssa.gov or call the SSA directly at 1-800-772-1213.

The benefit estimates generated by our calculator use simplified 2026 SSA bend points and are provided for educational reference only. Actual benefits are computed by the SSA using your highest 35 years of inflation-adjusted earnings (AIME), which we cannot replicate. We make no warranty, express or implied, regarding the accuracy of any estimate.

THE SITE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

TO THE FULLEST EXTENT PERMITTED BY LAW, AMERICANSSCALCULATOR.COM SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SITE OR RELIANCE ON ANY INFORMATION PROVIDED.

All content on this Site, including text, graphics, and software, is the property of AmericanSSCalculator.com or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.

The Site may contain links to third-party websites. We do not endorse, control, or assume responsibility for the content of any third-party sites.

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, United States, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of DuPage County, Illinois.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the Site. Continued use of the Site after changes constitutes acceptance of the revised Terms.

Questions about these Terms: [email protected]